Auto Insurance With DUI Conviction in Missouri

Reader’s Question:

This is the first time I was charged with DUI. I’m worried about my car insurance. Will my insurance company give me coverage? I was told they might drop me because that happened to a colleague here in Columbia, Missouri. Any advice would be gladly appreciated.

Jack

Columbia, MO

After you have been charged with DUI, obtaining car insurance can prove to be a challenging task. Most major car insurance companies might not give you coverage and for those that will cover you will charge an arm and leg for premiums. If this is your first DUI offense in Missouri, this may sound unfair. If you are currently insured, there’s a possibility that your insurance premium may not go up at all. Several insurance companies check your record every few years. But if they find out, they could raise your rates or even cancel your insurance.

You will be needing an SR22 since you are arrested for DUI in Michigan. SR22 is a DMV form that provides proof of insurance. SR22 is required for those who have been arrested or convicted for a DUI and want to get a restricted license.

You need to shop around to get quotes from companies before making a decision on purchasing car insurance to make sure that you get lower rates. Your DUI attorney can recommend a few companies that can help you with your SR22 filing and offer a decent rate.

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